FINTECH | Uganda/U.K. | www.dusupay.com

DusuPay is a payment infrastructure provider that enables businesses to accept and make payments to mobile wallets across Africa. DusuPay powers global payments with Africa and provides the most secure, efficient, simple and fast infrastructure to process payments globally with our continent.

HEALTHTECH | Nigeria | www.mobicure.biz

MOBicure is a digital health company in Nigeria that makes use of mobile technology devices and tools such as phones, tablets, SMS, apps, Interactive Voice Recordings (IVRs) and videos to solve some of the most pressing healthcare problems facing developing countries, especially with regards to sexual & reproductive health, as well as maternal & child health. Their key product apps are myPaddi & OMOMi

INSURE-TECH | South Africa | Valuation $2m

FoSho is a digital peer-to-peer insurer enabling users to congregate into groups to
reduce their short-term insurance costs. They are taking the hassle out of insurance
issuance and fulfilment by using AI and machine learning to tailor the user experience
and making it easier for customers to manage all their insurance needs.

INSURE-TECH | South Africa | Valuation $2m

Brave provides employers with the ability to better manage key health risks that
may affect their employees’ productivity, absenteeism and morale. They enable
businesses to access the best private healthcare at a low cost whilst rewarding
healthy employees with a range of value-added benefits.

FINTECH | South Africa | www.spoonmoney.com

Spoon Money is an impact-driven enterprise that tracks the financial behaviour of group savings and credit schemes (stokvels). Spoon Money capitalizes creditworthy groups in order to support their financial growth, thereby bolstering economic activity in townships.

BIG DATA / A.I. | South Africa | www.gotbot.ai

GotBot is a multi-channel AI solution, focused on increasing and improving retail and customer experience for businesses through always-on AI, real-time training. Created out of a need to build innovative, adaptable and solutions-driven Artificial Intelligence for the retail and communications sector.

RETAIL TECH | South Africa/U.S. | Valuation $1.5m

JustNow is a system that helps both large and small food businesses save money
while increasing revenue and client engagement. This is achieved by reducing
fresh food waste through the use of a smart advertising
mobile application.

BIG DATA / MARKETPLACE | South Africa | www.khoyn.com

Khoyn is an AI-powered shopping assistant that allows users to discover and shop fashion from thousands of retailers in Facebook Messenger. It provides the user with a personalized shopping experience by curating products to the users’ specific style, size, and budget.

MARKETPLACE | SOUTH AFRICA | www.browniepoints.africa

Brownie Points is a platform that connects volunteers and companies with non-profit organizations to achieve meaningful impact. They simplify volunteering and donations and reward good deeds with brownie points, a social currency that accumulates over a lifetime of giving.

MARKETPLACE | South Africa | www.vdrive.co.za

Virtual Drive is a virtual portal, connecting private buyers and sellers (P2P) securely. Virtual Drive’s mission is to provide a revolutionary digital platform that allows vehicle buyers and sellers to connect safely and enjoy the benefits of dealership support within a private sale environment.

INSURTECH | Cote D’Ivoire | www.digitechgrioupci.com

DigiTech provides incumbent Insurance Companies with an omnichannel and cloud-based digital platform to sell their Insurance products through mobile and web.

FINTECH | Nigeria | www.kudabank.com

Kudabank is a no-charge full-service online-only bank making banking services more affordable and more accessible. We offer customers an interest-earning spending account that has zero charges, a savings account with above-average interest rates, and access to low-interest instant loans.

FINTECH | South Africa | www.akibadigital.com

Akiba is a mobile app that offers a combination of financial behavioural coaching, a premium rewards program, goal-setting & visualisation to make savings more effective, whilst utilising behavioural and alternative (social influence) data to enhance our users in-app experience.

FINTECH | Ghana | www.appruve.co

Inclusive’s API helps digital financial services reach the remotest customers across Africa by enabling them to onboard, verify and monitor them via digital channels (USSD, web and mobile).

FINTECH | South Africa | www.paywithpago.com

Pago is an online payments system that supports carrier and airtime driven online payments as a financially inclusive alternative to traditional electronic debit and credit card payments.

RETAILTECH | South Africa | www.justnow.co

JustNow is a system that helps both large and small food businesses save money while increasing revenue and client engagement. This is achieved by reducing fresh food waste through the use of a smart advertising mobile application.

RETAILTECH | South Africa | www.brandbook.co.za

Brandbook is a mobile application aimed at providing users with free gift card coupons for completed purchases. Users simply upload receipts of selected purchase completed at brick and mortar stores or online to earn points. No purchases are completed over the application as with traditional eCommerce services.

REGTECH / LOGISTICS | Kenya | www.mpost.co.ke

MPost is a patented technology that enables any mobile phone user to transform his or her phone into a unique mobile postal address and mobile postal box. They provide a simple, elegant and innovative addressing solution that works on both smartphones as well as older generation feature phones that are ubiquitous throughout Africa and other developing regions.

SMART MOBILTY / LOGISTICS | South Africa | www.lulaloop.co.za

LULA is a Mobility-as-a-Service (MaaS) platform that focuses on the convergence of public and private transport. Through our platform, we ensure mobility is convenient, safe, reliable and accessible for rural and urban areas.

AGRITECH| Zimbabwe | www.youfarm.co.zw

YouFarm provides farmers with access to collateral-free finance by getting people to invest in crops and livestock and share the profits with the farmers. YouFarm allows people without land an opportunity to earn money and become a part of the agricultural value chain.

BIG DATA | South Africa | www.snapslip.net

Snapslip is a digital receipting and analytics application that eradicates paper receipts, by sending these receipts digitally to a customer’s profile within the application. They then take the data from each receipt and produce spend, trend and predictive analytics to which it provides back to retailers, banks, insurance companies and manufacturers to increase their revenue streams.

SMART MOBILITY / LOGISTICS | Senegal | www.yobanteexpress.com

YOBANTE EXPRESS is a web and mobile platform that connects independent carriers with e-commerce, retailers, businesses, and individuals for deliveries from point to another.

MARKET RESEARCH / BIG DATA | U.K. | www.survey54.com

Survey54 is automated survey platform that helps companies collect consumer data in emerging markets. Survey54 is creating a mobile-first platform that uses channels such a voice, bots and SMS to reach consumers. They then use their smart platform to create insights.

MARKETPLACE | South Africa | www.rentoza.co.za

Rentoza is an online marketplace that allows individuals and businesses to list their lazy assets. Customers can seamlessly access these products via a low-cost rental model which is augmented with a robust screening process and backed by insurance.

PROPTECH / MARKETPLACE | Nigeria | www.houseafrica.io

House Africa uses blockchain technology and divides properties into shares (measured by square meters) and allows users to own them and make returns from the sales profits, rent profits or capital appreciation.

INSURTECH | Nigeria | www.curacel.co

Curacel is an online platform that uses an intelligent rules regime to help health insurers realize massive time and cost savings by tackling fraud, waste and abuse. Curacel’s state-of-the-art software platform detects fraud and errors in customer data, while fast-tracking claims processing for both health insurers and providers.

FINTECH | South Africa | www.convergenc3.co.za

Convergenc3 DataBotics employs transformative technologies to fast-track delivery of RPA and data-science solutions. By incorporating a proven process improvement methodology before deploying technology, customers receive a streamlined solution that is geared toward generating value for their client base with the least amount of operational effort.

FINTECH | Kenya | www.asilimia.co.ke

Asilimia enables and accelerates the digitization of cash transactions in informal markets by making mobile money transactions easier, faster and cheaper for small and micro-businesses.

FINTECH | Uganda | www.cinnamonclubs.com

Cinnamon Clubs was developed to foster management efficiencies through automated bookkeeping, ensuring completeness, integrity, accuracy and transparency.